If you have suffered an accident in the car, at work or in a public place it can often be a distressing and confusing time and if you are pursuing a claim for compensation you may be concerned that you may not receive any compensation.
This is a frequent concern, and it leads many people to feel that they would be better off accepting the first offer made to them by an insurer or solicitor working on behalf of the party at fault, as then they can avoid the claims process and are guaranteed that payment.
Those at fault (or those representing them) will often take advantage of this fear, manipulating it by using pressure tactics so that the injured party is more likely to take them up on their offer. For them it is a win-win situation as they usually save money, time and can often avoid some of the bad press surrounding these types of claims.
However if in most cases the first offer will be considerably less than what the claim is actually worth, with some cases having a difference of over 1000%. After the stress of an accident, which may have lead to loss of earnings, both past and future a difference of this much value can really change your life for the better, whereas an initial offer may only cover basic costs or loss of earnings so far.
The claims process can seem lengthy and frustrating at times, but if a solicitor is advising that the best course of action is to continue and not take the first offer, then they are usually right. Taking the first offer means that most injured parties will be given markedly less than they would have if the claim continued.
All in all if your employer didn’t protect you in the workplace, a reckless driver caused you injury or anyone else with a duty of care failed to carry it out correctly, then you are entitled to compensation and an apology, so why wouldn’t you try to achieve this?
If you think you may be entitled to make a personal injury or industrial accident claim then a specialist no win no fee solcitor will guide you throught the process.